EmailEmail
PhonePhone
whatsappWhatsapp

C$1,399,000

reducedC$

6782 Sixth Line, Centre Wellington, Ontario, N0B 1J0

bedrooms 4 Bedroom
|
washrooms 1 Bathroom
|
garages 2 Garage

MLS - #X11898749

FOR Sale

Description

Nestled just minutes from the charming town of Belwood, this extraordinary 7.2-acre property offers the perfect blend of rural living and modern comfort. Situated just a 35-minute drive from Kitchener and 20 minutes from Guelph, it combines the tranquility of country life with convenient access to urban amenities.At the heart of this property is a stunning 4-bedroom, 1-bathroom home, radiating warmth and character. Built in 1890, this well-maintained home has been thoughtfully updated, featuring refaced kitchen cupboards (2021), a new pantry (2023), and a gorgeous Quorum stone countertop. The windows were replaced 8 years ago, while the propane furnace and hot water heater were both upgraded in 2020. The roof was replaced in 2015, providing lasting peace of mind.The spacious, beautifully landscaped yard offers plenty of room for relaxation and outdoor entertaining, with mature trees providing shade and privacy. Horse and animal enthusiasts will especially appreciate the fully fenced paddock, maintained bank barn, and the added convenience of water and hydro in the barnmaking it ideal for a hobby farm. Whether you're interested in raising animals, setting up a mechanics workshop, or pursuing another passion, the propertys outbuildings provide endless possibilities.In addition to its serene setting, the property is close to a variety of attractions, including Belwood Lake, Elora & Fergus, and the Cataract Trailall just minutes away. With easy access to major highways, traveling to nearby cities is a breeze.This exceptional property is a rare find, offering the perfect combination of comfort, functionality, and outdoor adventure. Whether youre looking for a hobby farm, a peaceful retreat, or a place to grow your dreams, this home is ready to welcome you. Don't miss out on the opportunity to make it yours!

Last check for updates

Property type

Detached

Style

2-Storey

Community

Rural Centre Wellington

Lot size

332,162 Sqft

Garage spaces

2

Home Overview

Basement information

Part Bsmt, Unfinished

Virtual tour

Mls® #

X11898749

Building size

2000-2500

Status

Active

Property sub type

Taxes

$6,245

Tax year

2024

Maintenance fee

N/A

Year built

2024

Interior

# total bathrooms

1

# Full baths

1

# of above grade bedrooms

4

# of rooms

11

Family room available

No

Laundry information

Main

Exterior

Construction materials

Brick

Other structures

Barn

# garage spaces

2

# parking spaces

10

Garage features

Detached

Has basement (y/n)

Yes

Has garage (y/n)

Yes

Drive

Lane

Amenities / Utilities

Cooling

None

Heat source

Propane

Heat type

Forced Air

Sewers

Septic

Location

Water source

Well

Area

Wellington

Community

Rural Centre Wellington

Community features

Golf, Lake/Pond, School Bus Route, , ,

Directions

6th Line & 15 Sideroad

walking  Walk Score for 6782 Sixth Line

property-img

Schedule a viewing

Map View

Mortgage Calculator

$ /mo

$
$%
$
%
Yrs

$ /mo

Your Estimated Monthly Mortgage Payment.

Steps to calculate your payments using a mortgage calculator

1. Determine the purchase price of the home.

2. Calculate the down payment (usually 5-20% of the purchase price in Canada).

3. Subtract the down payment from the purchase price to get the mortgage amount.

4. Choose a mortgage term (typically 5 years in Canada) and amortization period (usually 25-30 years).

5. Determine the interest rate (check current rates from Canadian lenders).

6. Use a mortgage calculator or formula to determine the monthly payment based on the mortgage amount, interest rate, and amortization period.

7. Factor in additional costs like property taxes, home insurance, and possibly mortgage insurance if the down payment is less than 20%.

8. Consider the impact of making accelerated bi-weekly payments instead of monthly payments to pay off the mortgage faster.

9. Review the total interest paid over the life of the mortgage.

10. Ensure the monthly payments fit within your budget, typically not exceeding 32% of your gross monthly income for housing costs.

Terms Explained

Home Value: The current market value or purchase price of the property.

Down Payment: The initial upfront portion of the total home purchase price paid by the buyer.

Mortgage Amount: The amount borrowed from a lender to purchase the home (Home Value minus Down Payment).

Interest Rate: The percentage charged by the lender for borrowing the money, usually expressed as an annual rate.

Mortgage Term: The length of time your mortgage agreement and interest rate are in effect (typically 1-5 years in Canada).

Amortization Period: The total length of time it will take to pay off the entire mortgage (usually 25-30 years in Canada).

Monthly Payment: The amount paid each month towards the mortgage, including principal and interest.

Principal: The original amount borrowed, which decreases as payments are made.

CMHC Insurance: Mortgage default insurance required for down payments less than 20% of the home's value.

Property Taxes: Annual taxes levied by local governments based on the property's assessed value.

Home Insurance: Coverage to protect the property against damage or loss.

Land Transfer Tax: A tax paid to the provincial government when purchasing a property.

Closing Costs: Additional expenses incurred when finalizing a home purchase (legal fees, inspections, etc.).

Prepayment Privileges: Options to pay extra towards the mortgage without penalties.

Fixed Rate Mortgage: A mortgage where the interest rate remains constant for the term.

Variable Rate Mortgage: A mortgage where the interest rate can fluctuate based on the prime rate.

Refinancing: The process of replacing an existing mortgage with a new one, often to take advantage of better terms or rates.

These terms are commonly used in mortgage calculations and discussions about home financing in Canada.
Book a Showing!

Check out this home

I would like to receive marketing and promotional messages by telephone, text message, and email from Fara, including information and updates about properties of interest and the services and features of Fara and our selected partners. I may withdraw my consent at any time. Message and data rates may apply. Consent is not required to receive real estate services.

Not a good time?Schedule a call

Frequently Asked Questions about this property