Phone

C$599,000

981 MONTEE LEBRUN St, The Nation, Ontario, K0A 1M0

3 Bedroom

2 Bathroom

1 Garage

MLS - #X12025471

FOR Sale

Description

A PERFECT MOVE-IN READY FAMILY BUNGALOW waiting for YOU! Well situated on over 1+ ACRES of meticulously maintained land that offers space, privacy and endless possibilities. This property is IDEAL for those seeking the tranquility of country living with the comforts of a cozy, well loved home. Featuring 3+1 bedrooms and 2 bathrooms this home (with 3piece ensuite) provides an incredible opportunity to blend classic charm with modern styling with an ideal layout for easy comfortable living that includes a formal sitting room, dining area with a spacious kitchen and patio access to the rear deck. Whether you're unwinding after a long day, enjoying quiet conversation, the wood stove provides the perfect centerpiece for relaxation and warmth turning an ordinary evening into a peaceful retreat. Enveloped by breathtaking landscape, this home offers beauty and tranquility in EVERY SEASON with room to roam and loads of open space for outdoor activities, gardening or even adding a pool or play area. Enjoy the enchanting outdoor pond which adds a serene focal point, seamlessly blending natural beauty with tranquil charm, surrounded by lush greenery and ornamental plants. Nestled in a desirable neighbourhood, this lovely home provides a canvas for your very own modern updates. Perfectly set back on a quiet road and just minutes to the 417 this home is a very short commute to all needed amenities, schools, shopping, pharmacies etc. Roof 2016 approx, Furnace 2014 approx, Central Air 2022 approx, Some pics have been virtually staged. 48hrs irrevocable on offers. **EXTRAS** Inside Access to basement from rear of home

Last check for updates

Property type

Detached

Style

Bungalow

Community

605 - The Nation Municipality

Lot size

44,866 Sqft

Garage spaces

Home Overview

Basement information

Full, Part Fin

Virtual tour

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Mls® #

X12025471

Building size

Status

Active

Property sub type

Taxes

$3,584

Tax year

2024

Maintenance fee

N/A

Year built

Interior

# total bathrooms

# Full baths

# of above grade bedrooms

# of rooms

Family room available

Yes

Laundry information

Exterior

Construction materials

Brick

Other structures

Garden Shed

# garage spaces

# parking spaces

Garage features

Attached

Has basement (y/n)

Yes

Has garage (y/n)

Yes

Drive

Lane

Amenities / Utilities

Cooling

Central Air

Heat source

Gas

Heat type

Forced Air

Sewers

Septic

Location

Water source

Well

Area

Prescott and Russell

Community

605 - The Nation Municipality

Community features

, , , , ,

Directions

417 to Exit 79 Limoges. Turn Right at lights, left at Route 500 then right on Montee Lebrun, house is on right. GPS will take you usually to the end of the road 2kms down which is incorrect. Home will be a few houses up from the beginning of the road

Walk Score for 981 MONTEE LEBRUN St

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Steps to calculate your payments using a mortgage calculator

1. Determine the purchase price of the home.

2. Calculate the down payment (usually 5-20% of the purchase price in Canada).

3. Subtract the down payment from the purchase price to get the mortgage amount.

4. Choose a mortgage term (typically 5 years in Canada) and amortization period (usually 25-30 years).

5. Determine the interest rate (check current rates from Canadian lenders).

6. Use a mortgage calculator or formula to determine the monthly payment based on the mortgage amount, interest rate, and amortization period.

7. Factor in additional costs like property taxes, home insurance, and possibly mortgage insurance if the down payment is less than 20%.

8. Consider the impact of making accelerated bi-weekly payments instead of monthly payments to pay off the mortgage faster.

9. Review the total interest paid over the life of the mortgage.

10. Ensure the monthly payments fit within your budget, typically not exceeding 32% of your gross monthly income for housing costs.

Terms Explained

Home Value: The current market value or purchase price of the property.

Down Payment: The initial upfront portion of the total home purchase price paid by the buyer.

Mortgage Amount: The amount borrowed from a lender to purchase the home (Home Value minus Down Payment).

Interest Rate: The percentage charged by the lender for borrowing the money, usually expressed as an annual rate.

Mortgage Term: The length of time your mortgage agreement and interest rate are in effect (typically 1-5 years in Canada).

Amortization Period: The total length of time it will take to pay off the entire mortgage (usually 25-30 years in Canada).

Monthly Payment: The amount paid each month towards the mortgage, including principal and interest.

Principal: The original amount borrowed, which decreases as payments are made.

CMHC Insurance: Mortgage default insurance required for down payments less than 20% of the home's value.

Property Taxes: Annual taxes levied by local governments based on the property's assessed value.

Home Insurance: Coverage to protect the property against damage or loss.

Land Transfer Tax: A tax paid to the provincial government when purchasing a property.

Closing Costs: Additional expenses incurred when finalizing a home purchase (legal fees, inspections, etc.).

Prepayment Privileges: Options to pay extra towards the mortgage without penalties.

Fixed Rate Mortgage: A mortgage where the interest rate remains constant for the term.

Variable Rate Mortgage: A mortgage where the interest rate can fluctuate based on the prime rate.

Refinancing: The process of replacing an existing mortgage with a new one, often to take advantage of better terms or rates.

These terms are commonly used in mortgage calculations and discussions about home financing in Canada.