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C$1,699,999

reducedC$100K

49 KEATING STREET , Guelph, Ontario, N1E 0S1

bedrooms 5 Bedroom
|
washrooms 4 Bathroom
|
garages 2 Garage

MLS - #X11898355

FOR Sale

Description

Welcome to 49 Keating Street, Guelph: 2021 Fusion built home settled on a premium corner walk-out lot. With upgraded 9' ceilings on each level and over 4400 sf of finished living space, this stunning home offers 5+2 bedrooms, 4.5 bathrooms AND a fully finished WALK OUT basement. Upon entering, the 9' ceilings showcase the bright and airy main level that features open concept living including a sitting room, living room, dining room and kitchen that provides great entertaining options. In the kitchen, you'll find a ton of upgrades including quartz counters, backsplash, oversized island and stainless steel appliances. There is also a powder room on the main level along with 2 interior accesses to the garage. Upstairs you'll find 5 generous sized bedrooms with 3 bathrooms, including a primary bedroom with ensuite that is complete with a Juliette balcony to enjoy your morning coffee. Downstairs, enjoy the walk out basement with over 1200 sf of beautifully finished space including oversized windows, wet-bar, 3pc bath and 2 additional bedrooms - perfect for additional hang out space! This property has even more to offer outside: spacious backyard deck and patio that leads to a fully fenced backyard and shed. Additionally, the property offers a 2-car garage, providing ample parking (4+ cars on driveway) and storage options. Located in a quiet and fabulous neighbourhood and within close proximity to many schools, amenities, parks and trails. Extensive upgrades list in attachments (ask your REALTOR ). You're not going to find another home in this condition at this price. Book your private viewing today!

Last check for updates

Property type

Detached

Style

2-Storey

Community

Grange Hill East

Lot size

5,111 Sqft

Garage spaces

2

Home Overview

Basement information

Sep Entrance, W/O

Virtual tour

Mls® #

X11898355

Building size

Status

Active

Property sub type

Taxes

$8,026

Tax year

2023

Maintenance fee

N/A

Year built

2024

Interior

# total bathrooms

4

# Full baths

4

# of above grade bedrooms

5

# of rooms

18

Family room available

Yes

Laundry information

Exterior

Construction materials

Metal/Side

Other structures

# garage spaces

2

# parking spaces

4

Garage features

Attached

Has basement (y/n)

Yes

Has garage (y/n)

Yes

Drive

Other

Amenities / Utilities

Cooling

Central Air

Heat source

Gas

Heat type

Forced Air

Sewers

Sewers

Location

Water source

Municipal

Area

Wellington

Community

Grange Hill East

Community features

Fenced Yard, , , , ,

Directions

Starwood Drive & Keating Street

walking  Walk Score for 49 KEATING STREET

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Steps to calculate your payments using a mortgage calculator

1. Determine the purchase price of the home.

2. Calculate the down payment (usually 5-20% of the purchase price in Canada).

3. Subtract the down payment from the purchase price to get the mortgage amount.

4. Choose a mortgage term (typically 5 years in Canada) and amortization period (usually 25-30 years).

5. Determine the interest rate (check current rates from Canadian lenders).

6. Use a mortgage calculator or formula to determine the monthly payment based on the mortgage amount, interest rate, and amortization period.

7. Factor in additional costs like property taxes, home insurance, and possibly mortgage insurance if the down payment is less than 20%.

8. Consider the impact of making accelerated bi-weekly payments instead of monthly payments to pay off the mortgage faster.

9. Review the total interest paid over the life of the mortgage.

10. Ensure the monthly payments fit within your budget, typically not exceeding 32% of your gross monthly income for housing costs.

Terms Explained

Home Value: The current market value or purchase price of the property.

Down Payment: The initial upfront portion of the total home purchase price paid by the buyer.

Mortgage Amount: The amount borrowed from a lender to purchase the home (Home Value minus Down Payment).

Interest Rate: The percentage charged by the lender for borrowing the money, usually expressed as an annual rate.

Mortgage Term: The length of time your mortgage agreement and interest rate are in effect (typically 1-5 years in Canada).

Amortization Period: The total length of time it will take to pay off the entire mortgage (usually 25-30 years in Canada).

Monthly Payment: The amount paid each month towards the mortgage, including principal and interest.

Principal: The original amount borrowed, which decreases as payments are made.

CMHC Insurance: Mortgage default insurance required for down payments less than 20% of the home's value.

Property Taxes: Annual taxes levied by local governments based on the property's assessed value.

Home Insurance: Coverage to protect the property against damage or loss.

Land Transfer Tax: A tax paid to the provincial government when purchasing a property.

Closing Costs: Additional expenses incurred when finalizing a home purchase (legal fees, inspections, etc.).

Prepayment Privileges: Options to pay extra towards the mortgage without penalties.

Fixed Rate Mortgage: A mortgage where the interest rate remains constant for the term.

Variable Rate Mortgage: A mortgage where the interest rate can fluctuate based on the prime rate.

Refinancing: The process of replacing an existing mortgage with a new one, often to take advantage of better terms or rates.

These terms are commonly used in mortgage calculations and discussions about home financing in Canada.
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