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C$1,775,000

reducedC$224K

2 Pioneer Grove Rd, Puslinch, Ontario, N0B 2J0

bedrooms 4 Bedroom
|
washrooms 3 Bathroom
|
garages 2 Garage

MLS - #X9346790

FOR Sale

Description

Welcome to 2 Pioneer Grove Rd, where contemporary elegance meets tranquil living. This exquisite residence, nestled on a private road in the Puslinch Lake area, offers a luxurious retreat with convenient access to Hwy401. Step inside & be greeted by a stunning main floor with a charming stone fountain in the foyer & spacious living area featuring a fireplace perfect for gatherings with loved ones. Discover spacious interiors bathed in natural light, thanks to high ceilings & expansive windows/skylights. Ascend to the 2nd floor, where you'll find a primary bedroom retreat complete with a den, walk-in closet, & lavish 5-pc ensuite bathroom. Another bedroom & common bathroom complete this level. Venture up to the 3rd floor & discover a sprawling deck and a terrace offering panoramic views of the natural beauty surrounding the property. Moving down from the foyer, a grand dining room awaits, ideal for hosting memorable meals. Continue your journey to the next level, where an open-concept kitchen, living room, & breakfast area seamlessly blend, creating the ultimate space for relaxation & entertainment. The heart of the home is a gourmet kitchen. A chef's dream equipped with top-of-the-line appliances, ample counter space, & cabinetry. Enjoy the breakfast area featuring floor-to ceiling windows that overlook the backyard with mature trees and a large patio with a pergola. The living room, flooded with natural light, has a built-in entertainment center with built-in speakers & a fireplace. This level also boasts two loft-style bedrooms with plenty of closet space. This private 1.9-acre property boasts a heated driveway for easy access year-round. Recent upgrades include new fireplaces (2022), a newly renovated ensuite (2023) & replaced skylights to enhance natural light throughout the home.

Last check for updates

Property type

Detached

Style

2-Storey

Community

Rural Puslinch

Lot size

84,000 Sqft

Garage spaces

2

Home Overview

Basement information

Crawl Space, null

Virtual tour

Mls® #

X9346790

Building size

Status

Active

Property sub type

Taxes

$8,162

Tax year

2023

Maintenance fee

N/A

Year built

2024

Interior

# total bathrooms

3

# Full baths

3

# of above grade bedrooms

4

# of rooms

11

Family room available

Yes

Laundry information

Exterior

Construction materials

Stone

Other structures

# garage spaces

2

# parking spaces

7

Garage features

Attached

Has basement (y/n)

Yes

Has garage (y/n)

Yes

Drive

Amenities / Utilities

Cooling

Central Air

Heat source

Propane

Heat type

Other

Sewers

Septic

Location

Water source

Well

Area

Wellington

Community

Rural Puslinch

Community features

, , , , ,

Directions

Concession 1 to Pioneeer Grove Rd

walking  Walk Score for 2 Pioneer Grove Rd

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1. Determine the purchase price of the home.

2. Calculate the down payment (usually 5-20% of the purchase price in Canada).

3. Subtract the down payment from the purchase price to get the mortgage amount.

4. Choose a mortgage term (typically 5 years in Canada) and amortization period (usually 25-30 years).

5. Determine the interest rate (check current rates from Canadian lenders).

6. Use a mortgage calculator or formula to determine the monthly payment based on the mortgage amount, interest rate, and amortization period.

7. Factor in additional costs like property taxes, home insurance, and possibly mortgage insurance if the down payment is less than 20%.

8. Consider the impact of making accelerated bi-weekly payments instead of monthly payments to pay off the mortgage faster.

9. Review the total interest paid over the life of the mortgage.

10. Ensure the monthly payments fit within your budget, typically not exceeding 32% of your gross monthly income for housing costs.

Terms Explained

Home Value: The current market value or purchase price of the property.

Down Payment: The initial upfront portion of the total home purchase price paid by the buyer.

Mortgage Amount: The amount borrowed from a lender to purchase the home (Home Value minus Down Payment).

Interest Rate: The percentage charged by the lender for borrowing the money, usually expressed as an annual rate.

Mortgage Term: The length of time your mortgage agreement and interest rate are in effect (typically 1-5 years in Canada).

Amortization Period: The total length of time it will take to pay off the entire mortgage (usually 25-30 years in Canada).

Monthly Payment: The amount paid each month towards the mortgage, including principal and interest.

Principal: The original amount borrowed, which decreases as payments are made.

CMHC Insurance: Mortgage default insurance required for down payments less than 20% of the home's value.

Property Taxes: Annual taxes levied by local governments based on the property's assessed value.

Home Insurance: Coverage to protect the property against damage or loss.

Land Transfer Tax: A tax paid to the provincial government when purchasing a property.

Closing Costs: Additional expenses incurred when finalizing a home purchase (legal fees, inspections, etc.).

Prepayment Privileges: Options to pay extra towards the mortgage without penalties.

Fixed Rate Mortgage: A mortgage where the interest rate remains constant for the term.

Variable Rate Mortgage: A mortgage where the interest rate can fluctuate based on the prime rate.

Refinancing: The process of replacing an existing mortgage with a new one, often to take advantage of better terms or rates.

These terms are commonly used in mortgage calculations and discussions about home financing in Canada.
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